Creditech and PH Anaesthesia Associates – Negative Rating
November 10, 2009
About a year ago, I had work done for my Son (4 year old) at PH Anaesthesia Associates located in Pottsville, Pa. The problem is that anyone that does business with them is under threat of extreme damage to your credit score, even if you pay the bill right away.
They claimed they sent invoices, however NONE of them arrived making is question the validity of them claiming they were sent.
A year later, believing the insurance company paid the invoices in full we discover a negative mark on our credit report. Believe it or not, the first thing instance of us finding out “we owed money” was via a credit report check. Blue Cross and Blue Shield have stated to us via phone that their is no record of them in their system.
Think about it, no invoice, no insurance records of it, just direct to your credit report. Something that you wouldn’t have found unless you paid money to a credit reporting agency or you waited a full year to check the Annual credit report site. This thing was sitting on our credit report for a year. Remember, this is the first instance of us finding out about the invoice. The credit collection agency sent no invoices as well, as well as no phone calls. The only action we can verify that took place is they placed it on a credit report.
So the second we found out that we owed $225 we paid it (within minutes via phone via credit card). But this is where it becomes even more interesting. After paying the very first invoice (IE: abit the one found on a credit report, if you want to call that an invoice) both PH Anaesthesia Associates and Creditech refuse to remove it from the credit report. Even though clearly they are in the wrong. To make matters even uglier, Creditech has stated they won’t even mark it as paid until the end of December (nearly 2 months from now).
We have already filed an online dispute with Experian which the credit reporting agency has stated it will take months, however until the matter is settled, we are forced to live with an error on our credit report. We are also contemplating a small claims suit against both firms if no positive action is done.
Firms should not be allowed to just plaster inaccurate information on your credit report without verification from the end user.
If you work for either PH Anaesthesia Associates or Creditech feel free to file an online dispute over the contents of this story, we will follow the same procedure you are forcing us though.
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